HFM's account types are six trading accounts: Premium, Cent, Pro, Zero, InfinityX and Top-Up Bonus. Minimum deposits range from $0 to $500 for InfinityX, and maximum leverage is 1:2000 (unlimited for InfinityX, 1:1000 for Top-Up Bonus).
HFM account types compared: 6 accounts in one table
Premium is the easy start with no commission. Zero suits narrower spreads. Top-Up Bonus is the one to use for the bonus.
| Account | Spread | Trading commission | Minimum deposit |
|---|---|---|---|
| Premium | From 1.4 pips | None | $0 / EUR 0 / ¥0 |
| Cent | From 1.4 pips | None | $0 |
| Pro | From 0.6 pips | None | $100 / EUR 100 / ¥13,000 |
| Zero | From 0 pips | Forex: $6 round turn per standard lot | $0 / EUR 0 / ¥0 |
| InfinityX | From 0.3 pips | None | $500 / EUR 430 / ¥80,000 |
| Top-Up Bonus | From 1.4 pips | None | $0 / EUR 0 / ¥0 |
※ Spreads vary. All 6 accounts can be traded on MT4, MT5, WebTrader and the HFM App. Check the actual values on the trading screen. Yen amounts are for clients resident in Japan.
Leverage and stop-out levels compared: 1:2000 and unlimited
| Account | Maximum leverage | Margin call | Stop-out |
|---|---|---|---|
| Premium | 1:2000 | 50% | 20% |
| Cent | 1:2000 | 50% | 20% |
| Pro | 1:2000 | 50% | 20% |
| Zero | 1:2000 | 50% | 20% |
| InfinityX | Unlimited | 20% | 0% |
| Top-Up Bonus | 1:1000 | 50% | 20% |
※ HFM states that leverage may be adjusted and that availability differs by region. If the displayed value differs from the actual one, the trading screen and the terms take priority.
Stop-out is the mechanism that force-closes open positions when the margin level falls to a set level.
Choosing an HFM account by purpose: Premium, Zero, Top-Up Bonus
- First account: Premium. Minimum deposit $0 and no commission, with simple conditions.
- Managing cost including commission: Zero. Compare it with the $6 round turn included.
- Want to use the bonus: Top-Up Bonus. It is the account eligible for the deposit bonus.
- Want to try small trade sizes: Cent. The minimum deposit is $0.
- Not sure: you can add accounts after opening, so start with one.
Zero charges a commission separately. Comparing on spread alone leads to misjudging the actual cost.
Top-Up Bonus account vs Premium account
| Item | Premium | Top-Up Bonus |
|---|---|---|
| Deposit bonus | Not eligible | Eligible account |
| Spread | From 1.4 pips | From 1.4 pips |
| Minimum deposit | $0 | $0 |
| Maximum leverage | 1:2000 | 1:1000 |
※ The numbers are similar, so the deciding point is whether you want the bonus. If you will not use the bonus, there is no need to choose Top-Up Bonus.
Leverage can lose all of the funds you put in. Decide your trade size by the loss you can bear, not by the maximum leverage.
Next steps once you have chosen an HFM account type
- For the registration flow, see how to open an account.
- For document preparation, see the verification page.
- For deposit methods and minimums, see the deposit and withdrawal page.
Conditions change by account, country of residence and time, so the official information shown during registration takes priority.