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HFM ACCOUNT GUIDE

HFM Deposit and Withdrawal Methods

The methods and yen amounts below are for clients resident in Japan. HFM offers 7 deposit methods with no HFM fee, accepts withdrawal requests 24/7, and in principle pays out by the method you deposited with.

Written and checked by the FX TEXTBOOK editorial officeLast updated: Sources checked: Checked against the official HFM deposit options, withdrawal options and withdrawal conditions (checked by this site on 26 September 2026; site data as published on 21 October 2026)

HFM deposits and withdrawals use 7 methods, including bank transfer, cards and crypto. HFM charges no fee, and withdrawal requests are accepted 24 hours a day, 365 days a year.

HFM deposit methods: all 7 are free of fees

HFM deposit methods (all free of fees; official, checked 26 September 2026; yen amounts are for clients resident in Japan)
MethodMinimum depositMaximum depositProcessing time
Bank transfer¥1,000¥1,100,000Within 10 minutes
Credit/debit card (JCB)¥750¥3,000,000Within 10 minutes
Credit/debit card (VISA)¥750¥500,000Instant
Crypto$30$10,000Instant
EXONE¥1,000¥1,000,000Within 10 minutes
bitwallet¥1,000¥5,000,000Within 10 minutes
BINANCE PAY$20$30,000Instant

※ You can deposit after identity verification is complete and myHF is verified. The methods, minimums and currencies shown on the deposit screen take priority.

Withdrawals follow the deposit method in principle. Choosing a deposit method with the withdrawal in mind avoids confusion later.

HFM withdrawal methods: accepted 24 hours a day, 365 days a year

HFM withdrawal methods (all free of HFM fees; official, checked 26 September 2026; yen amounts are for clients resident in Japan)
MethodMinimum withdrawalWithdrawal timeSeparate costs
Bank transfer¥1,000Up to 2 business daysBank fees
JCB / VISA5 USD2 to 10 business days depending on the bankNone
Crypto10 USDWithin 24 hoursNone
EXONE¥2,000InstantNone
bitwallet20 USDInstantNone
BINANCE PAY10 USDInstantNone

※ If you have deposited at least once by VISA/Mastercard, you can withdraw directly to the same card. Check availability in myHF.

Withdrawal timing and the rules to follow

  • Requests made before 10:00 server time are processed on the same business day.
  • Requests made from 10:00 are processed on the next business day.
  • Server time is GMT+2 in winter and GMT+3 in summer, so 10:00 server time is 17:00 Japan time in winter and 16:00 in summer.
  • Withdraw by the same payment method you used to deposit.
  • Refunds cannot be made to an expired card.
If the card deposit was more than 6 months ago

A VISA/Mastercard deposit made more than 6 months ago cannot be withdrawn by the same method, and the funds are sent by another method. If the card used to deposit has expired or been lost, contact the company before you request a withdrawal.

5 points to check when you cannot withdraw from HFM

  1. 01
    Have you submitted your verification documents?

    If documents remain unsubmitted with no response within 7 days, the request is cancelled. Submit documents in myHF.

  2. 02
    Are the withdrawal details complete?

    A request cannot be processed if the destination details are incomplete. Review what you entered.

  3. 03
    Is your date of birth correct?

    An error in the date of birth in your registration can lead to cancellation.

  4. 04
    Is the withdrawal method the same as the deposit method?

    Choosing a different method breaks the withdrawal rules and the request is cancelled.

  5. 05
    Is your Skrill account verified?

    If you withdraw with Skrill, your account must be verified. Skrill is not among the 7 deposit methods for Japan, so this does not apply if you do not use it.

HFM verification documents and review time

Withdraw by the same method and name you deposited with: related pages

In principle, withdraw by the method you deposited with

The official withdrawal conditions require withdrawal by the same payment method used to deposit. Deposit from a source in the same name as your registration. The conditions shown in myHF take priority.

How to log in to myHF and your trading account

HFM verification documents and review time

HFM deposit and withdrawal rules and the verification flow (column on the main site)

Conditions change by account, country of residence and time, so the official information shown during registration takes priority.

FAQ

Frequently asked questions

What deposit methods does HFM have?

There are 7: bank transfer, credit/debit card (JCB and VISA), crypto, EXONE, bitwallet and BINANCE PAY. All are free of fees, and funds arrive within 10 minutes or instantly (official, checked 26 September 2026). The amounts and methods shown here are for clients resident in Japan.

What is the HFM withdrawal fee?

HFM does not charge fees on deposits or withdrawals. A bank transfer may, however, carry separate fees from the sending bank, intermediary bank and receiving bank (official withdrawal conditions, clause 3.6).

How long do HFM withdrawals take?

Bank transfer takes up to 2 business days, JCB and VISA take 2 to 10 business days depending on the bank, crypto takes within 24 hours, and EXONE, bitwallet and BINANCE PAY are instant. Requests made before 10:00 server time are processed the same day, and later ones the next business day.

What should I check if I cannot withdraw from HFM?

Five points: verification documents not submitted, errors in the withdrawal details, a wrong date of birth, the wrong withdrawal method, and an unverified Skrill account. The official withdrawal conditions list these as reasons for cancellation. After cancellation you can submit again.

Must I withdraw by the same method I deposited?

In principle, yes. The official withdrawal conditions require withdrawal by the same payment method used to deposit. If you deposited by VISA/Mastercard, you can withdraw directly to the same card.

What is the minimum withdrawal at HFM?

Bank transfer is ¥1,000 and EXONE is ¥2,000. JCB, VISA, crypto, bitwallet and BINANCE PAY are 5 to 20 USD depending on the method (official, checked 26 September 2026).

Sources: HFM official: deposit options (checked 26 September 2026) / HFM official: withdrawal options (checked 26 September 2026) / HFM official: Withdrawal Conditions (checked 26 September 2026) / FX Textbook: HFM deposit and withdrawal column (Checked against the official HFM deposit options, withdrawal options and withdrawal conditions (checked by this site on 26 September 2026; site data as published on 21 October 2026)). Trading involves the risk of loss.

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