HFM's fees are the spreads, trading commission and deposit and withdrawal costs combined: a commission applies only on Zero (forex: $6 round turn per standard lot), and HFM charges nothing on all 7 deposit methods.
Summary: what HFM charges you for
- Trading commission: forex on the Zero account only, $6 round turn per standard lot.
- The other 5 accounts: no trading commission. The cost is built into the spread.
- Deposits: free on the HFM side for all 7 methods.
- Withdrawals: free on the HFM side. Bank transfers may carry separate bank fees.
- Swaps and account maintenance fees: not listed in what this site checked.
HFM spreads and trading commission by account
| Account | Spread | Trading commission | Minimum deposit |
|---|---|---|---|
| Premium | From 1.4 pips | None | $0 / EUR 0 / ¥0 |
| Cent | From 1.4 pips | None | $0 |
| Pro | From 0.6 pips | None | $100 / EUR 100 / ¥13,000 |
| Zero | From 0 pips | Forex: $6 round turn per standard lot | $0 / EUR 0 / ¥0 |
| InfinityX | From 0.3 pips | None | $500 / EUR 430 / ¥80,000 |
| Top-Up Bonus | From 1.4 pips | None | $0 / EUR 0 / ¥0 |
※ Spreads vary. The figures in the table are minimums, so check the actual value on the trading platform.
Zero has a narrow spread but adds $6 round turn. Comparing on spread alone leads to misjudging the actual cost.
HFM deposit fees: free on the HFM side for all 7 methods
HFM's official deposit methods page states that no fees are charged for deposits (checked 26 September 2026).
- Bank transfer, credit/debit card (JCB, VISA), crypto
- EXONE, bitwallet, BINANCE PAY
Fees charged by your bank, card company or payment gateway are the client's responsibility (official withdrawal conditions, clause 3.6). Check the amount on your bank's or payment service's own screen.
HFM withdrawal fees and minimum withdrawal by method
| Method | Minimum withdrawal | Processing time | HFM-side fee |
|---|---|---|---|
| Bank transfer | Follow the withdrawal screen (¥1,000 when checked on 26 Sept) | 2 to 10 business days, depending on the bank | Free (bank fees are separate) |
| JCB / VISA | 5 USD | 2 to 10 business days, depending on the bank | Free |
| Crypto | 10 USD | Within 24 hours | Free |
| EXONE | ¥2,000 | Instant | Free |
| bitwallet | 20 USD | Instant | Free |
| BINANCE PAY | 10 USD | Instant | Free |
※ Withdrawals are normally made by the same method as the deposit. If the display differs from this table, follow the myHF withdrawal screen.
Withdrawal requests are accepted 24 hours a day, 365 days a year. HFM does not charge a deposit or withdrawal fee.
How to read costs not listed, and what to check next
- Swaps: this site could not confirm the levels. Check each symbol's specification on the trading platform.
- Account maintenance fee: not listed in what this site checked.
- Conversion cost when account and deposit currencies differ: not listed. Check the deposit screen.
Compare HFM account types (column on the main site)
Check HFM's minimum deposit by account (column on the main site)
Conditions change by account, country of residence and time, so the official information shown during registration takes priority.